Chapter 13 Bankruptcy - Explained

When many people think about bankruptcy, their thoughts often turn to complete liquidation of their assets, hassle getting credit or loans and a black mark on their credit reports for up to ten years. However, this isn't necessarily the case with all types of bankruptcy - particularly when it comes to filing a Chapter 13 bankruptcy. So how do you know when you're a candidate for a Chapter 13 bankruptcy, as opposed to a Chapter 7 bankruptcy?

Meeting Of Creditors: What Can Go Wrong

So you filed your bankruptcy case and you're preparing for your meeting of creditors. For most debtors the meeting of creditors is the most important (and likely the only) meeting they will have during their bankruptcy case. Ironically, most creditors don't show up for this meeting, the meeting is mostly the bankruptcy trustee's examination of the debtor.

Important Aspects Of Chapter 13 Bankruptcy

When it comes to deciding on which type of bankruptcy to file, many people know very little about either Chapter 7 or Chapter 13. The most important piece of information about bankruptcy is that, as a filer, you have very little control over which type of bankruptcy you will be eligible to file.

Federal Exemptions and Personal Bankruptcy

Declaring a Chapter 7 or a Chapter 13 personal bankruptcy with a bankruptcy lawyer is an option that you can take if you've been struggling with mounting bills, crippling credit card payments and other debts that are eating away at your hard-earned money. Filing for bankruptcy is a relatively easy process - especially with an experienced bankruptcy attorney by your side - that can take anywhere from three to six months to finalize, and can give you that much-needed chance to give your credit score the healthy boost that it needs. When filing for bankruptcy, it's important...

Post-Bankruptcy Loans: What You Need to Know After Filing

It is common for people to feel helpless after going through a bankruptcy filing. However, there are still lenders willing to work with you to obtain post-bankruptcy loans.

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